September 2025 – Page 10 – AMI Group of Companies News

02/09/2025
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Green Loans and Sustainable Credit

Sustainability has entered mainstream lending for consumers and SMEs. Green loans finance solar panels, efficient appliances, and EVs. Businesses fund energy upgrades and low-carbon equipment. Lenders design products that...

02/09/2025
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From Origination to Servicing Automation

Automation now spans the entire lending lifecycle. Chat-enabled pre-qualification answers questions and gathers intent. Smart forms prefill from trusted data sources to reduce errors. Decision engines orchestrate underwriting steps...

02/09/2025
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SME Credit, Reimagined

Small businesses need flexible finance that matches cash cycles. Traditional collateralized loans now share the stage with revenue-based financing and invoice advances. Blended products meet firms where they operate....

02/09/2025
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Fraud, Identity, and Trust

As lending digitizes, fraudsters follow the money. Synthetic identities, account takeovers, and mule networks remain persistent threats. Lenders counter with layered defenses that adapt in real time. Security and...

02/09/2025
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Regulation and Responsible Lending

Consumer protection rules continue to shape product design across 2025–2026. Regulators expect affordability checks, clear disclosures, and fair collections. Payday and installment products face particular scrutiny on fees and...

02/09/2025
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Alternative Data, Fair Access

Credit inclusion advances when lenders look beyond traditional files. Rent, utilities, telecom payments, and verified income streams paint a fuller picture. This helps newcomers, migrants, and young adults qualify...

02/09/2025
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Rates, Cycles, and Strategy

Interest rates may fluctuate through 2025–2026, but strategy beats prediction. Lenders scenario-plan for softening, steady, and tightening paths. Pricing engines adjust margins while preserving competitiveness by segment. Communication with...

02/09/2025
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Embedded Lending Everywhere

Credit has moved to the point of need, from checkouts to invoicing platforms. Embedded lending turns moments of intent into seamless finance experiences. Customers receive instant offers that reflect...

02/09/2025
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Open Banking, Real Results

Open banking has matured into a practical engine for faster, smarter lending decisions. With customer permission, lenders access verified income, expenses, and cash-flow histories. This replaces static statements and...

02/09/2025
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AI Underwriting Grows Up

Artificial intelligence has moved from pilot projects to production-grade underwriting in consumer and business lending. Lenders now combine explainable models with policy rules to balance speed and fairness. This...